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Scams You Should Avoid



The Medical Billing Offer Scam

Ads for home based medical billing may be appealing. But before you spend one dime of your money, consider the fact that The Federal Trade Commission has brought charges against several promoters of medical billing centers for misrepresenting the earnings potential of their businesses and for failing to provide important pre-investment information that the law requires.

Avoid this Scam:
You can find ads for pre-packaged businesses known as billing centers in newspapers, on TV and on the Internet. When you respond, you'll get a sales pitch saying there's a "crisis" in the health care system, due to the overwhelming task of processing paper claims. The solution is electronic claim processing. Because only a small percentage of claims are transmitted electronically, the market for billing centers is wide open. The promoters of this may also tell you that many doctors who process claims electronically need to outsource their billing services to save on calim processing costs. You'll be promised that you'll earn a substantial income working full-time or part-time, providing services like billing, accounts receivable, electronic insurance claim processing and practice management to doctors and dentists. For your investment of $2,000 to $8,000, a promoter will promise software, training and technical support. Other offers may include your purchase of computer software programs disguised as job offers. When you respond to the ad you will be told that you must have this particular software program to perform medical billing work from your home. Prices can range from $50 to $500. The software program does not consist of any more than doctor names, addresses and examples of letters used to contact them.


800 to 900 Phone Number Switching Scams

You apply for a work at home job that offers great pay and requires little experience. The employer tells you that before you can start working they need to check and verify your home phone line to make sure that your line is clear. You will be asked to call an 800 number and follow the voice prompts. When you call the 800 number you will hear an automated message that sounds something like "Thank you for your interest in our Job." Please press #9 so that we may verify your phone line." When you follow these instructions, you will be transferred to a 900 pay-per-call line and will be charged enormous rates for the call. Of course, the scammers want to keep you on the phone as long as possible, so you will be asked question after question regarding your employment background. This Scam also takes a similar form that requires you to call a phone number with a 809 area code. The 809 area code in located in the British Virgin Islands or the Bahamas. It can be used as a "pay per call" number, similar to 900 and 976 numbers in the US. Since 809 is not in the US, it is not covered by US regulations of 900 numbers, which require that you be notified and warned of charges and rates involved when you call a "pay per call" number.

Avoid this Scam:
We recommend that no matter how you get the message, if you are asked to call a number with an 809 area code that you don't recognize do not make the call. The charges can be extemely difficult to fight since you'll end up dealing with a foreign company that insists they have done nothing wrong. This scam is known as called Switching and is illegal. Many telephone companies have created systems that can detect 800 to 900 line transfers and will automatically disconnect the call. Protect yourself and never follow through with a request to "test your phone line".


Bogus Job Application Procedures

You apply for a job with application instructions requiring to sign up with a free service in order to receive consideration. For example: You must have an account with Paypal. All payments will be handled through Paypal. This will help us save on check printing and other administrative costs, and it will benefit our contractors or affiliates enabling them to receive payment for services rendered within 24 hours. If you do not have a Paypal account, please sign up using this link….

Avoid this Scam:
These types of opportunities are in reality, affiliate marketing services masquerading as job offers. In the example above, the company or individual who placed the advertisement receives money, usually $1.00 for each person who signs up for a free Paypal account. These are not real work at home jobs. Although they may not involve paying a fee, you should be aware that they will not lead to a home based job offer.


The Pyramid Scheme Scam

Would you like to make $5000 in less than 2 weeks? All you have to do is a few minutes of typing and copying. The only cost to you will be $5 plus the cost of 100 stamps and envelopes. If you follow all of the instructions, you will recover that cost and make well over $5000 more in less than 2 weeks. It's that easy! Just follow the instructions below and then sit back and watch the money just roll in. Surveys that shows 5% of all individuals receiving a Pyramid scheme mailing are actually willing to participate. If you follow his instructions, you will receive $1 each from 5% of the people who receive your letter. Of course, that's only $5. But, when those 5 people send out their 100 letters, they each receive $1 from 5 people, and so on... and you'll earn $5,000 2 weeks! Not only does this scheme not work, but it is illegal. Avoid it no matter what


The Internet Consultants Scam

A company advertises that you can earn more than $100,000 working from home as an Internet Consultant, Web Site Owner or Internet Business Operator. An "easy" job with no experience necessary. The company claims to teach you everything you'll need to know to be successful. They offer a free seminar that will explain how to "make big money on the Internet." which sounds to good to be true because it is. The free seminar is really just a cover for a high-pressured sales pitch for an Internet yellow pages or Internet mall business opportunity. The company promises to deliver Internet and sales training for a fee of several thousand dollars. Consumers hoping to launch a lucrative enterprise never get the promised training and never earn the promised amounts. The seminar consultants are there to sell you a business opportunity, not teach you and they may be counting on your lack of experience with computers or the Internet to help them make money. The inflated fees that are required to get a website through this scheme are nonrefundable and a waste of money! Anyone can easily start a website for $20.00.


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